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Wilton Center

Wilton Town Green

Weston Center

Waterfall beside popular Weston restaurant

Westport beach on a spring day

Shopping on Westport Main Street

Victorian houses along Main Street Ridgefield.

Pierrepont Pond Ridgefield

Café at Redding Station

Redding Antique House

Fairfield Dogwood trees in Greenfield Hills section

Southport section of Fairfield

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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	Who is the world's richest living person?
A	William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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Marion Filley Team Advantage, REALTOR®, real estate agent and broker for Wilton, Ridgefield and Westport, Connecticut home listings, property and land for sale

Marion Filley Team Advantage
Prudential CT Realty
101 Old Ridgefield Road, Suite 115
Wilton, CT. 06897
Phone: 203-762-4221
Fax: 203-286-2525
Email: marionfilley@NUMBER1EXPERT.COM
When you are making one of the most important decisions of your life, you want a professional who is committed to excellence. Marion believes there is much more to excellent service than getting you the best price for your house or finding exactly what you are looking for in a home. Marion works tirelessly to not only meet your needs, but exceed your expectations. Prudential Connecticut Realty

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